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Travel Insurance for Sports Tours

When partaking in a sports tour it is essential that all tour members take out adequate insurance and as such it is a condition of booking with Shire Sports Tours that appropriate cover is arranged.

We offer a competitively priced scheme from Crispin Speers & Partners Ltd. and we strongly recommend that tour party members take out this insurance if alternative cover is not already in place. Please note that rugby players’ liability for injuries to other players is covered by the club insurance prescribed by the RFU, and not by this policy.

Once you have paid the total insurance premium and completed the necessary documentation (including any details of pre-existing medical conditions) a certificate containing full policy details will be sent to you – please ask if you’d like to see a copy of the insurance certificate wording prior to paying premiums.

Please contact us to book your tour insurance, the relevant premiums and cover are detailed below.

Single trip premiums per person aged 18 to 75.

DAYS	Area 1	Area 2	Area 3	Area 4
3 Days	£5.88	N/A	N/A	N/A
5 Days	£7.18	£13.58	£32.25	£41.13
10 Days	£10.44	£19.58	£39.04	£49.95
17 Days	£12.40	£22.19	£44.13	£56.79
24 Days	£14.36	£26.76	£52.61	£68.54
31 Days	£16.97	£30.68	£62.80	£78.33
Add Week	N/A	£6.53	£12.74	£18.62

Single trip premiums per family (2 adults and upto 4 children aged 17 and under).

DAYS	Area 1	Area 2	Area 3	Area 4
3 Days	£14.69	N/A	N/A	N/A
5 Days	£17.95	£33.94	£80.62	£102.81
10 Days	£26.11	£48.96	£97.59	£124.88
17 Days	£31.01	£55.49	£110.32	£141.98
24 Days	£35.90	£66.91	£131.53	£171.35
31 Days	£42.43	£76.70	£156.99	£195.83
Add Week	N/A	£16.32	£31.86	£46.54

Single trip premiums per family (1 adult and upto 4 children aged 17 and under).

DAYS	Area 1	Area 2	Area 3	Area 4
3 Days	£8.81	N/A	N/A	N/A
5 Days	£10.77	£20.37	£48.37	£61.69
10 Days	£15.67	£29.38	£58.55	£74.93
17 Days	£18.60	£33.29	£66.19	£85.19
24 Days	£21.54	£40.15	£78.92	£102.81
31 Days	£25.46	£46.02	£94.20	£117.50
Add Week	N/A	£9.79	£19.11	£27.93

Children aged 3 and under free of charge
4 to 17 year olds half standard premium
76 to 85 year olds twice standard premium
Over-65s travelling outside Europe - special terms apply, please phone

All ages refer to age at commencement of the trip

Single Trip Geographical Limits:
Area 1 – United Kingdom, Northern Ireland, Isle of Man and Channel Islands
Area 2 – Europe including countries west of the Ural Mountains; the Azores; Canary Islands; Iceland; Madeira; Jordan and countries bordering the Mediterranean Sea (excluding Algeria, Lebanon, Israel and Algeria)
Area 3 – Worldwide excluding USA and Canada
Area 4 – Worldwide including USA and Canada

Annual Multi-Trip premiums

	Area 1	Area 2
Adult	£50.26	£79.64
Couple/Family	£93.35	£129.25

Annual Multi-Trip age Limit: 64 Years at the inception of cover
Maximum Trip Duration: 31 Days
Couple/Family Definition: 2 Adults (or couple co-habiting for at least six months) plus all children under 18 living at home and in full time education. Children can travel independently of the insured adults.
Maximum days Wintersports: 24 Days

All ages refer to age at commencement of the trip

Annual Multi-Trip Geographical Limits:
Area 1 – Europe including countries west of the Ural Mountains; the Azores; Canary Islands; Iceland; Madeira; Jordan and countries bordering the Mediterranean Sea (excluding Algeria, Lebanon, Israel and Algeria)
Area 2 – Worldwide including USA and Canada

Policy Benefits	Sums Insured
Personal Accident (Limited to £1,000 for children under 16 or persons over 69 at inception and no cover if aged over 75)	i) Death £15,000 ii) Loss of one or more limbs or eyes £15,000 iii) Permanent Total Disablement £15,000
Medical Expenses	£5,000,000
Hospital Benefit	£25/24 hrs. Max £500
Cancellation and Curtailment	£2,000
Baggage and Personal Effects	£2,000 Single Article Limit - £250 Valuables Limit - £250
Delayed Baggage	£100
Personal Money/Documents/Ski Pass *	£350 Cash Limit - £150 Ski Pass - £150 *
Personal Liability	£2,000,000
Travel Delay (Exceeding 12 hours)	£2,000 Either a) £20 for the first full 12 hours and £20 for each subsequent 12 hours up to £100 OR b) Abandonment of holiday up to the holiday cost c) Missed Departure £1,000
Legal Expenses	£10,000
Petcare	£500
Additional Expenses	£200
Additional Accommodation	£100

Excesses: £50 per passenger per claim
Loss of Deposit £20
Cancellation maximum for families £100
Baggage and Money combined £50

Period: Valid for departures between 1st March 2007 to 31st December 2007